Financial FAQ

Do you take my insurance?

Our office is happy to cooperate with patients who have dental insurance benefits. We will complete all forms pertaining to your claims and predeterminations. We send them promptly to your benefits carrier, usually electronically. It is our goal to help you obtain the benefits to which you are entitled because we know how important it is.

Insurance is meant to cover basic dental care. Please understand that treatment that we recommend for your healthy teeth, gums, and smile is determined by your needs and may not always align with the benefits of your particular insurance plan.

We are not a member of any network for insurance plans but we do accept assignment of benefits for insurance. Some insurance companies will only send payment to the patient; in this case, we have you pay at the time of service and you will be reimbursed by your insurance. If your insurance will send payment to our office, you will pay your estimated portion at the time of service and you will be responsible to pay any unpaid balance.

PLEASE NOTE:

We are happy to file insurance claims on our patient’s behalf. Patients must provide the office with printed insurance information, or we will be unable to assist in the insurance filing process.

Printed information can be in the form of a current insurance identification card or a print out of the patient’s policy information.

Patients will be required to pay at time of service if printed policy information is not provided. We are happy to file claims retroactively once insurance information is provided.

Do you have Financial Options or Payment Plans?

We do not want your finances to become a barrier to receiving the dental care you need. We are always happy to discuss financial options and how they pertain to your individual situation. We will make sure that you understand the fees associated with your care and come up with a plan that works for you prior to treatment.

We accept Cash, Check, Debit and most major credit cards.

We are proud to be a participating dentist in the CIGNA Dental Network Savings Program.

We participate with CareCredit which offers short term and long term financing options including 6 month Interest Free.

If you currently do not have dental insurance we invite you to enroll in our dental discount plan. Dental Discount Plan

Dental Discount Plan

We are happy to offer our Dental Discount Plan to patients that are uninsured.

The Dental Discount Plan is for patients who don’t have the benefit of dental insurance. The annual cost of the plan is $169 for a single person, $269 for a couple and $369 for a family. The plan provides a 13% discount on all preventative or treatment services. This plan is great for our patients that must pay out of pocket and that need significant dental work.

Benefits of the Dental Discount Plan –

13% Discount on all in-office preventative or treatment services

No deductible or co-pay

Discount available immediately, no waiting

No maximum savings per year

No contract

Exclusions – 

No discount on products

Already-discounted service (e.g. new patient special)

Services performed at another provider’s office

Services performed outside of annual agreement dates

Terms and Conditions

This is a dental discount plan and NOT dental insurance.

CANNOT be combined with any other dental insurance.

All payments are due at time of service to receive the discount. Any services received that are not paid for at the time of service will be billed at the customary fee.

If you choose to pay for treatment by using Care Credit or another health care financing company, the restorative treatment discount is reduced to 5% due to merchant fees that are involved.

Good only at Deborah G. Anders, DDS, PA. If you are referred to a specialist, they will NOT offer this discount.

Should there be dental treatment needed following any type of injury where a lawsuit and subsequently outside medical, auto or car, disability or workers compensation insurance involved, this discounted plan cannot, by law, be used.

This plan is non-refundable and non-transferable.

Any unused benefits cannot be refunded, credited or carried over to the next annual period.

Plan is subject to annual renewal.

This offer cannot be combined with any other offers. Failure to comply with the terms of the plan may result in termination of the plan and forfeiture of any fee paid by patient or third-party.

Plan fees are valid only when paid at time of enrollment.

Offer valid for only 1 year from the time of enrollment.